[1]沈典妹 周本红.互联网金融背景下大学生“校园贷”风险防控体系建构——以南京交通职业技术学院为例[J].南通航运职业技术学院学报,2018,(04):18-21.[doi:10.3969/j.issn.1671-9891.2018.04.005]
　SHEN Dian-mei ZHOU Ben-hong.Constructing Risk Prevention and Control System for College Students’ “Campus Loan” in the Context of Internet Finance——The Case of Nanjing Vocational Institute of Transport Technology[J].Journal of Nantong Vocational & Technical Shipping College,2018,(04):18-21.[doi:10.3969/j.issn.1671-9891.2018.04.005]
点击复制

互联网金融背景下大学生“校园贷”风险防控体系建构——以南京交通职业技术学院为例(/HTML)
分享到：

南通航运职业技术学院学报[ISSN:1006-6977/CN:61-1281/TN]

卷:
期数:
2018年04期
页码:
18-21
栏目:
人文社科
出版日期:
2018-12-25

文章信息/Info

Title:

Constructing Risk Prevention and Control System for College Students’ “Campus Loan” in the

Context of Internet Finance——The Case of Nanjing Vocational Institute of Transport

Technology

作者:
沈典妹 周本红
南京交通职业技术学院路桥与港航工程学院 南京交通职业技术学院马克思主义学院
Author(s):
SHEN Dian-mei ZHOU Ben-hong

School of Road, Bridge and Port Fairway Engineering, Nanjing Vocational Institute of Transport

Technology Marxism College, Nanjing Vocational Institute of Transport Technology

关键词:
互联网金融;  “校园贷”;  风险防控;  体系建构
Keywords:
Internet finance;  “Campus Loan”;  risk prevention and control;  system construction
DOI:
10.3969/j.issn.1671-9891.2018.04.005
文献标志码:
A
摘要:

互联网金融是在“互联网+”大背景下快速发展起来的, “校园贷”作为其重要组成部分近几年发展迅猛。

但由于校园网络借贷受众的特殊性, 以及相关风险防控手段的缺失, 引发了一系列问题, 受到社会舆论的普

遍关注。通过设计调查问卷, 对南京交通职业技术学院学生进行调查, 并对问卷调查结果进行认真的分析,

得出的结论是:要有针对性地构建“校园贷”风险防范体系;政府、学校、家庭三方必须通力协作, 积极发挥

各自作用;要加强对学生的教育管理, 正确引导大学生理性消费。

Abstract:

Internet finance has been developed rapidly in the context of“Internet+”.As an important

part of it, “Campus Loan”has been developed significantly in recent years.However, due to

the particularity of campus network loan recipients, and the lack of relevant risk prevention

and control measures, a series of problems have emerged, which drew widespread attention from

the public.Through the design of questionnaires, the students of Nanjing Vocational Institute

of Transport Technology were surveyed, and the results were carefully analyzed.The conclusions

are:the“Campus Loan”risk prevention system shall target specific student groups;government,

college and families shall work together to actively play their respective roles;it needs to

strengthen students’education and management to correctly guide college students’rational

view of consumption.

参考文献/References:

[1]黄志敏, 熊纬辉.“校园贷”类P2P平台面临的风险隐患及监管对策[J].福建警察学院学报, 2016, (3)

:17-22.

[2]侯荣灿.新形势下校园贷发展现状与对策研究——基于武汉在校大学生网贷的调查[J].财经界, 2017,

(2) :146-147.

[3] 闽南网.厦一高校女生陷校园贷宾馆自杀仅从一平台就借57万[EB/OL]. (2017-04-14) [2018-05-26]

http://mn.sina.com.cn/news/s/2017-04-14/detail-ifyeimqc3581286.shtml.

[4] 央视网.“校园贷”乱象调查:大学生因无力偿还高额借贷自杀[EB/OL]. (2016-11-13) [2018-05-26]

http://news.cctv.com/2016/11/13/ARTIwqRdoYi3rekEzwRnFaZ5161113.shtml.

[5]赵剑莉, 魏继业.新形势下辅导员如何应对“校园贷”[J].西部素质教育, 2017, (3) 274.

[6]赵永峰.信息化时代引导大学生远离“校园贷”的对策[J].产业与科技论坛, 2017, (3) :281-282.

[7]廖清林.“互联网+”时代背景下的“校园贷”安全应对[N].海南日报, 2017-03-01 (B05) .

[8]梁曦琪, 金弘.校园分期金融的用户认知、消费偏好与潜在风险的研究——基于南京高校的调研[J].商场

现代化, 2017, (3) :6-7.

[9]郑春梅, 贾珊珊.博弈视角下我国校园贷平台规范发展的机制设计[J].对外经贸, 2016, (9) :120-122,

132.

[10]王久才, 田金花.大学生借贷问题及对策探讨[J].中国商论, 2015, (6) :73-75.

更新日期/Last Update: 2019-03-13